Which of the following allowed tokenization of debit, credit and prepaid card transactions to enhance the safety of digital payments ecosystem in India?

The Reserve Bank of India has allowed tokenization of debit, credit and prepaid card transactions to enhance the safety of the digital payments ecosystem in the country. The central bank has allowed card schemes like Visa, Mastercard and others to start issuing tokens for third party payment applications as well. "Tokenisation and de-tokenisation" shall be performed only by the authorized card network and recovery of original Permanent Account Number (PAN) should be feasible for the authorized card network only. Tokenisation acts as an additional layer of security as it masks sensitive card data such as the 16-digit Account Number, expiration date and security code.