Which of the following scheme has been conferred the prestigious SKOCH Governance Gold Award?

Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM), has been conferred the prestigious SKOCH Governance Gold Award. It has been conferred the award for its initiative "Portal for Affordable Credit and Interest Subvention Access (PAiSA)". DAY-NULM is a flagship mission under the Ministry of Housing and Urban Affairs. PAiSA is a centralized IT platform which simplifies and streamlines release of interest subvention under the Mission. It offers end to end online solution for processing, payment, monitoring and tracking of interest subvention claims from banks on a monthly basis.